1. Acceptance of Terms

By accessing and using the Lofingo platform, you accept and agree to be bound by the terms and provision of this agreement. These Terms & Conditions constitute a legally binding agreement between you and Lofingo Pvt. Ltd.

2. Description of Service

Lofingo is a multi-tenant e-commerce platform that provides digital marketing services, web development, and online store solutions. Our services include but are not limited to:

• E-commerce store creation and management
• Digital marketing and SEO services
• Web design and development
• Theme marketplace and customization
• Analytics and reporting tools

3. User Accounts

To access certain features of our service, you may be required to create an account. You are responsible for:

• Maintaining the confidentiality of your account information
• All activities that occur under your account
• Providing accurate and complete information
• Notifying us immediately of any unauthorized use

4. Use Restrictions

You agree not to use the service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Upload malicious software or code
• Spam or send unsolicited communications
• Interfere with the operation of the service

5. Payment Terms

Payment terms for our services are as follows:

• All payments must be made in advance unless otherwise agreed
• Fees are non-refundable except as stated in our Refund Policy
• We reserve the right to change pricing with 30 days notice
• Late payments may result in service suspension

6. Intellectual Property

All content and materials available on Lofingo, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of Lofingo Pvt. Ltd. and are protected by applicable copyright and trademark law.

7. Limitation of Liability

Lofingo shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

8. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including without limitation if you breach the Terms.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

10. Contact Information

If you have any questions about these Terms & Conditions, please contact us at: